I am going through a hiatus in writing this blog. I decided to take a break until October when hopefully refreshed, I shall resume regular blogging. Today’s post is a guest post about the updated version of a very useful app that I have reviewed before.
[Guest post by Victor]
When I was requested to do a guest review on RCPT(pronounced receipt) an android mobile Application that produces Mpesa receipts by Disruptive Technologies LTD, I was skeptical anyone would want a receipt other than the SMS notification from Mpesa. The app is now available on Google Play whereas previous it was only available on the Safaricom App Store.
After installing the app, it read my Mpesa Paybill and Lipa na Mpesa (buy goods) text messages and produced virtual receipts arranged by date with the latest payments first and so on. I also noticed that it does the same for Nairobi water and services LTD although I did not test the feature since I am not their customer. I was impressed by the simple and crisp new design.
The app certainly addresses the main headache users will face if mobile payments are going to be the norm rather than exception. The SMS receipts currently in use are restricted to mobile devices and people will want to use the receipts in other platforms. You want to print a receipt, you want to email a receipt, but all you have is a text message! This app offers you a way to generate virtual e-receipts and PDF receipts which you can then print/email.
The Virtual Receipt and PDF Receipt
The virtual e- receipts are free to use and they are used from within the App by scanning the QR code which is the Mpesa transaction id encoded into QR code format. The app incorporates a QR scanner and this is genius since to verify an Mpesa transaction id currently requires you to type – not cool at all.
By scanning the QR, you can verify whether a receipt (from your customer) is genuine or not, rather than manually checking the transaction Id. The QR scanner can be used to admit or allow access to concerts, virtual vouchers, members clubs, sports and games e.t.c. I loved this feature the most since I have seen concert organizers print paybill number for their events and people can start showing up with printed receipts from the App or just show the virtual receipt and the concert organizers can scan to verify authenticity.
The developers are trying to build an ecosystem that will in future include API for other developers to tap into their systems, so they can be used by concert organizers etc.. anyone who needs such a service (authenticating mpesa transaction receipts). They have also created a Lipa Na Mpesa payment module for open cart – for those who want to use the lipa na Mpesa option on their websites etc- and are giving the code away for FREE check out.
However, scanning the QR code on receipts and generating PDF receipt is a premium service that you activate by paying Ksh 20 via Safaricom M-PESA within the App. I was happy to pay the ksh 20 because this is the first App that has used MPESA for in app payments and I was curious to test if it works. To pay you simply enter your mobile number on the provided text field and click on the button then wait for USSD prompt from Safaricom to pop up on your phone to complete the transaction. To complete the transaction, you use your Bonga pin (Which I think is lame from Safaricom-not many people know their bonga pins so they need to change this). I give the developers (Disruptive technologies LTD) A+ for having figured out in-app payment which will be a revenue source for many developers in Kenya who have been left out in the cold for long by Google and have no way of Monetizing via Google Wallet.
Applications of this App
Today I heard my colleague who is a landlord complaining that since Nairobi Water and sewerage company went digital, there is no way he can verify whether the tenants are paying for water or not since the SMS receipts they forward to his phone could be doctored. I recommended the App and he rang to thank me for solving that small trust issue with his tenants. Surely there is need for this App. I can foresee more people finding other uses for the app but first the developers really need to educate people that they can use the app to make their transactions better and easier. I hope this review kick starts the education.
This is what the app can be used for:
- Produce virtual E-receipts
- Produce printable PDF Receipts
- Send PDF receipt via Email as attachment
- Scan QR code to verify receipts payments and authenticity
- Manage bills and utility payments
- Eliminate counterfeit receipts via QR scanning for authenticity verification e.t.c
- Virtual vouchers
- Manage admissions to concerts,games,plays, theaters e.t.c